* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }
        
        body {
            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
            line-height: 1.6;
            color: #333;
        }
        
        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }
        
        /* Header */
        header {
            background: linear-gradient(135deg, #2c5530, #4a7c59);
            color: white;
            padding: 1rem 0;
            position: fixed;
            width: 100%;
            top: 0;
            z-index: 1000;
            box-shadow: 0 2px 10px rgba(0,0,0,0.1);
        }
        
        nav {
            display: flex;
            justify-content: space-between;
            align-items: center;
        }
        
        .logo {
            font-size: 1.8rem;
            font-weight: bold;
            color: #90EE90;
        }
        
        .nav-links {
            display: flex;
            list-style: none;
            gap: 2rem;
        }
        
        .nav-links a {
            color: white;
            text-decoration: none;
            transition: color 0.3s;
            font-weight: 500;
        }
        
        .nav-links a:hover {
            color: #90EE90;
        }
        
        /* Hero Section */
        .hero {
            background: linear-gradient(rgba(44, 85, 48, 0.8), rgba(74, 124, 89, 0.8)), 
                        url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 600"><rect fill="%23f0fff0" width="1200" height="600"/><polygon fill="%23e6ffe6" points="0,600 300,400 600,500 900,300 1200,400 1200,600"/><circle fill="%23ccffcc" cx="150" cy="200" r="80"/><circle fill="%23b3ffb3" cx="900" cy="150" r="120"/></svg>');
            color: white;
            padding: 150px 0 100px;
            text-align: center;
        }
        
        .hero h1 {
            font-size: 3.8rem;
            margin-bottom: 1rem;
            animation: slideInDown 1s ease-out;
        }
        
        .hero p {
            font-size: 1.4rem;
            margin-bottom: 2rem;
            animation: slideInUp 1s ease-out 0.3s both;
        }
        
        .cta-button {
            background: #90EE90;
            color: #2c5530;
            padding: 18px 35px;
            border: none;
            border-radius: 30px;
            font-size: 1.2rem;
            font-weight: bold;
            cursor: pointer;
            transition: all 0.3s;
            animation: fadeIn 1s ease-out 0.6s both;
            box-shadow: 0 5px 15px rgba(144, 238, 144, 0.3);
        }
        
        .cta-button:hover {
            transform: translateY(-3px);
            box-shadow: 0 8px 25px rgba(144, 238, 144, 0.4);
        }
        
        /* Loan Calculator */
        .loan-calculator {
            padding: 80px 0;
            background: #f8fff8;
        }
        
        .calculator-container {
            max-width: 800px;
            margin: 0 auto;
            background: white;
            padding: 3rem;
            border-radius: 20px;
            box-shadow: 0 15px 35px rgba(0,0,0,0.1);
        }
        
        .calculator-container h2 {
            text-align: center;
            color: #2c5530;
            margin-bottom: 2rem;
            font-size: 2.5rem;
        }
        
        .calculator-form {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 2rem;
        }
        
        .calc-group {
            margin-bottom: 1.5rem;
        }
        
        .calc-group label {
            display: block;
            margin-bottom: 0.5rem;
            font-weight: bold;
            color: #2c5530;
        }
        
        .calc-group input,
        .calc-group select {
            width: 100%;
            padding: 12px;
            border: 2px solid #ddd;
            border-radius: 8px;
            font-size: 1rem;
        }
        
        .calc-result {
            grid-column: 1 / -1;
            background: #2c5530;
            color: white;
            padding: 2rem;
            border-radius: 15px;
            text-align: center;
            margin-top: 1rem;
        }
        
        .calc-result h3 {
            font-size: 1.5rem;
            margin-bottom: 1rem;
        }
        
        .monthly-payment {
            font-size: 2.5rem;
            font-weight: bold;
            color: #90EE90;
        }
        
        /* Loan Types */
        .loan-types {
            padding: 80px 0;
        }
        
        .loan-types h2 {
            text-align: center;
            font-size: 2.5rem;
            color: #2c5530;
            margin-bottom: 3rem;
        }
        
        .loan-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 2rem;
        }
        
        .loan-card {
            background: white;
            padding: 2.5rem;
            border-radius: 20px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.1);
            text-align: center;
            transition: transform 0.3s;
            border-top: 5px solid #90EE90;
        }
        
        .loan-card:hover {
            transform: translateY(-10px);
        }
        
        .loan-icon {
            width: 100px;
            height: 100px;
            background: linear-gradient(135deg, #2c5530, #4a7c59);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 1.5rem;
            font-size: 2.5rem;
            color: white;
        }
        
        .loan-card h3 {
            color: #2c5530;
            margin-bottom: 1rem;
            font-size: 1.4rem;
        }
        
        .loan-features {
            list-style: none;
            margin: 1.5rem 0;
        }
        
        .loan-features li {
            padding: 0.5rem 0;
            color: #666;
        }
        
        .loan-features li::before {
            content: "✓";
            color: #90EE90;
            font-weight: bold;
            margin-right: 0.5rem;
        }
        
        .apply-btn {
            background: #2c5530;
            color: white;
            padding: 12px 25px;
            border: none;
            border-radius: 25px;
            cursor: pointer;
            transition: background 0.3s;
            font-weight: bold;
        }
        
        .apply-btn:hover {
            background: #4a7c59;
        }
        
        /* Process Steps */
        .process-steps {
            padding: 80px 0;
            background: #f8fff8;
        }
        
        .process-steps h2 {
            text-align: center;
            font-size: 2.5rem;
            color: #2c5530;
            margin-bottom: 3rem;
        }
        
        .steps-container {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 2rem;
        }
        
        .step-item {
            background: white;
            padding: 2rem;
            border-radius: 15px;
            text-align: center;
            position: relative;
            box-shadow: 0 5px 20px rgba(0,0,0,0.1);
        }
        
        .step-number {
            position: absolute;
            top: -20px;
            left: 50%;
            transform: translateX(-50%);
            width: 40px;
            height: 40px;
            background: #90EE90;
            color: #2c5530;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: bold;
            font-size: 1.2rem;
        }
        
        .step-item h3 {
            color: #2c5530;
            margin: 1rem 0;
        }
        
        /* Testimonials */
        .testimonials {
            padding: 80px 0;
        }
        
        .testimonials h2 {
            text-align: center;
            font-size: 2.5rem;
            color: #2c5530;
            margin-bottom: 3rem;
        }
        
        .testimonial-slider {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
            gap: 2rem;
        }
        
        .testimonial-item {
            background: white;
            padding: 2.5rem;
            border-radius: 20px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.1);
            position: relative;
        }
        
        .testimonial-item::before {
            content: '"';
            font-size: 5rem;
            color: #90EE90;
            position: absolute;
            top: -10px;
            left: 20px;
            font-family: serif;
        }
        
        .testimonial-text {
            font-style: italic;
            margin-bottom: 1.5rem;
            padding-top: 2rem;
            color: #666;
        }
        
        .testimonial-author {
            font-weight: bold;
            color: #2c5530;
        }
        
        .rating {
            color: #FFD700;
            margin-bottom: 1rem;
        }
        
        /* Contact Section */
        .contact {
            padding: 80px 0;
            background: #f8fff8;
        }
        
        .contact h2 {
            text-align: center;
            font-size: 2.5rem;
            color: #2c5530;
            margin-bottom: 3rem;
        }
        
        .contact-container {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 4rem;
            align-items: start;
        }
        
        .contact-form {
            background: white;
            padding: 2.5rem;
            border-radius: 20px;
            box-shadow: 0 15px 35px rgba(0,0,0,0.1);
        }
        
        .form-group {
            margin-bottom: 1.5rem;
        }
        
        .form-group label {
            display: block;
            margin-bottom: 0.5rem;
            font-weight: bold;
            color: #2c5530;
        }
        
        .form-group input,
        .form-group select,
        .form-group textarea {
            width: 100%;
            padding: 12px;
            border: 2px solid #ddd;
            border-radius: 8px;
            font-size: 1rem;
        }
        
        .form-group input:focus,
        .form-group select:focus,
        .form-group textarea:focus {
            outline: none;
            border-color: #90EE90;
        }
        
        .submit-btn {
            background: linear-gradient(135deg, #2c5530, #4a7c59);
            color: white;
            padding: 15px 30px;
            border: none;
            border-radius: 8px;
            font-size: 1.1rem;
            cursor: pointer;
            width: 100%;
            transition: transform 0.3s;
            font-weight: bold;
        }
        
        .submit-btn:hover {
            transform: translateY(-2px);
        }
        
        .contact-info {
            background: white;
            padding: 2.5rem;
            border-radius: 20px;
            box-shadow: 0 15px 35px rgba(0,0,0,0.1);
        }
        
        .contact-info h3 {
            color: #2c5530;
            margin-bottom: 1.5rem;
            font-size: 1.5rem;
        }
        
        .info-item {
            display: flex;
            align-items: center;
            margin-bottom: 1rem;
            padding: 1rem;
            background: #f8fff8;
            border-radius: 10px;
        }
        
        .info-icon {
            width: 50px;
            height: 50px;
            background: #90EE90;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-right: 1rem;
            font-size: 1.2rem;
        }
        
        /* Footer */
        footer {
            background: #2c5530;
            color: white;
            padding: 60px 0 20px;
        }
        
        .footer-content {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 2rem;
            margin-bottom: 2rem;
        }
        
        .footer-section h3 {
            margin-bottom: 1rem;
            color: #90EE90;
        }
        
        .footer-section ul {
            list-style: none;
        }
        
        .footer-section ul li {
            padding: 0.3rem 0;
        }
        
        .footer-section ul li a {
            color: white;
            text-decoration: none;
            transition: color 0.3s;
        }
        
        .footer-section ul li a:hover {
            color: #90EE90;
        }
        
        .footer-bottom {
            text-align: center;
            padding-top: 2rem;
            border-top: 1px solid #4a7c59;
        }
        
        /* Modal Styles */
        .modal {
            display: none;
            position: fixed;
            z-index: 2000;
            left: 0;
            top: 0;
            width: 100%;
            height: 100%;
            background-color: rgba(0,0,0,0.5);
        }
        
        .modal-content {
            background-color: white;
            margin: 5% auto;
            padding: 2rem;
            border-radius: 15px;
            width: 90%;
            max-width: 600px;
            max-height: 80vh;
            overflow-y: auto;
        }
        
        .close {
            color: #aaa;
            float: right;
            font-size: 28px;
            font-weight: bold;
            cursor: pointer;
        }
        
        .close:hover {
            color: #000;
        }
        
        .confirmation-message {
            display: none;
            background: #d4edda;
            color: #155724;
            padding: 1rem;
            border-radius: 8px;
            margin-top: 1rem;
            text-align: center;
        }
        
        /* Animations */
        @keyframes slideInDown {
            from {
                opacity: 0;
                transform: translateY(-50px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }
        
        @keyframes slideInUp {
            from {
                opacity: 0;
                transform: translateY(50px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }
        
        @keyframes fadeIn {
            from {
                opacity: 0;
            }
            to {
                opacity: 1;
            }
        }
        
        /* Responsive */
        @media (max-width: 768px) {
            .nav-links {
                display: none;
            }
            
            .hero h1 {
                font-size: 2.5rem;
            }
            
            .contact-container {
                grid-template-columns: 1fr;
            }
            
            .calculator-form {
                grid-template-columns: 1fr;
            }
        }

        /* Modal base styles */
.modal {
    display: none; /* Hidden by default */
    position: fixed;
    z-index: 1000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    overflow: auto;
    background-color: rgba(0,0,0,0.5);
}

/* Modal content */
.modal-content {
    background-color: #fff;
    margin: 10% auto;
    padding: 20px 30px;
    border-radius: 8px;
    width: 90%;
    max-width: 400px;
    box-shadow: 0 2px 8px rgba(0,0,0,0.3);
    position: relative;
}

/* Close button */
.close {
    color: #aaa;
    float: right;
    font-size: 28px;
    font-weight: bold;
    cursor: pointer;
}
.close:hover {
    color: #000;
}

/* Form styles */
form label {
    font-weight: 600;
}

form input[type="text"],
form input[type="email"] {
    width: 100%;
    padding: 8px 10px;
    margin-top: 5px;
    border: 1px solid #ccc;
    border-radius: 4px;
    box-sizing: border-box;
}

.apply-btn {
    background-color: #90EE90;
    color: white;
    padding: 10px 18px;
    border: none;
    border-radius: 4px;
    cursor: pointer;
    font-size: 16px;
}

.apply-btn:hover {
    background-color: #155724;
}